Where is the indexation of pensions? Pension indexation: what is it in simple words? Indexation of fixed payment

The principle of calculating an insurance pension is exactly the same as any funded insurance program. The essence of the technique is that a person throughout his entire life labor activity pays contributions from wages and, as a result, upon retirement, receives the accumulated amount. The insured event in this situation is disability.

A person receives the financial resources accumulated over the entire period of work not once and in full, but monthly, in almost equal shares. But given the current level of inflation, the amount cannot remain at the same level all the time. This is why indexation of the insurance part of the pension is necessary. Its size will depend on the requirements being met. Therefore, you need to think about your life after retirement as early as possible.

What is an insurance pension?

Before deciding what indexation of the insurance part of a pension is, you need to understand the meaning of this concept itself.

This type of payment means monetary compensation to citizens who have an insurance policy and are disabled for any reason. This may be explained by old age, assignment to a disabled group, the presence of disabled family members, or the loss of a breadwinner.

This type of payment includes two components. This is directly an insurance pension, according to which indexation of the insurance part is calculated labor pension, and a fixed amount.

What types of insurance pension are there?

The insurance pension is provided not only to citizens on well-deserved rest, but also to other persons with valid reasons. The grounds for receiving these accruals are:

  • achievement retirement age;
  • disability group, confirmed by the conclusion of a medical commission;
  • loss of a breadwinner.

What are the conditions for receiving an old-age insurance pension?

Not all elderly people are entitled to receive insurance pension payments. To do this, certain conditions must be met, which include:

  1. Age. To be able to receive a pension, a man must reach sixty years of age, and a woman must reach fifty-five.
  2. Seniority. In the period from 2015 to 2024, this value increased from six years to fifteen - by one annually.
  3. The value of the personal pension coefficient. Between 2015 and 2025, this number will increase from 6.6 to 30—an increase of 2.4 annually.

What is insurance experience

The amount of accrued payments directly affects the amount of indexation of the insurance part of the pension. The amount that is due to a citizen on well-deserved rest depends on several factors. One of these conditions is length of service.

The insurance period is the total value of all working periods. Other activities are included here. That is, those circumstances due to which a person temporarily did not engage in work. They are taken into account when calculating the amount of pension payments.

All the time during which contributions were received is added to the length of service. As a rule, this happens in certain situations. These include:

  • service in the armed forces or law enforcement agencies (police, customs, prosecutor's office, judicial authorities);
  • temporary inability to work due to illness;
  • maternity leave, but leave to care for all children should not exceed six years;
  • situation due to relocation or transfer by your organization to another location;
  • participation in work under public authority;
  • being under arrest due to illegal charges or repression;
  • caring for a disabled person with the first group of disability, a disabled child and an elderly person over eighty years of age;
  • the period of residence of military wives in places where it is impossible to find employment (this period should not exceed five years);
  • period of residence of family members of employees of diplomatic organizations abroad (only the first five years are taken into account).

The listed time is added to the length of service only if work activity was carried out before or after such a period.

What is pension indexation?

Recently, the government has controlled the insurance part of pensions. Indexation is an increase in the amount of payments that is made annually. An increase in the level of indexation is influenced by a decrease in the purchasing power of the most sensitive segment of the population.

Since there is an insurance part of the pension (the indexation of which is discussed in our article) and a social one, the method of recalculating them differs. The level of increase in the amount of social benefits is influenced by the amount living wage for each region. And the indexation of the insurance part of the pension depends on social charges and the profitability of the Pension Fund Russian Federation.

How are indices for recalculation determined?

The indexation coefficient for the insurance part of the pension is recalculated according to economic indicators, in particular, inflation rates. But at the same time, the amount of additional payments will not exceed the capabilities of the state budget. For this reason, annual recalculation is regulated by law. The process is influenced not only by the financial situation in the state, but also social situation. For this adjustment, the government established additional allowances in accordance with special decrees and regulations.

The indexation of the insurance part of the pension by year had different meanings, and it is quite difficult to trace its dynamics, because various factors influenced the recalculation. Until 2013, the procedure for calculating the coefficient was the same. Then the financial situation in the Russian Federation began to worsen, and the recalculation began to fully reflect the situation in the country. Thus, in 2016, citizens on well-deserved retirement received pensions at the level of the previous year. Indexation was assigned one-time, and its coefficient was four percent.

What is the dynamics of indexation accrual?

In the previous year, as already mentioned, the insurance part of the pension was recalculated only once. This was due to a reduction in the burden on the state budget. Indexation this year provides for two increases. One is scheduled for early February, the other will happen in April. This is exactly the procedure provided for by law.

Indexation of the insurance part of the pension had a different meaning each year:

  • in 2010 - 6.3%;
  • in 2011 - 8.8%
  • in 2012 - 10.65%;
  • in 2013 - 10.12%;
  • in 2014 - 8.31%;
  • in 2015 - 11.4%;
  • in 2016 - 4%;
  • in 2017 - 5.8%.

How will recalculation be made in 2017?

In order to somehow compensate for the 2016 payments, the government decided to charge a fixed amount of five thousand rubles.

The adjustment coefficient for the current year depends on the size of the pension that was formed at the end of 2016. Since the inflation index was 5.8 percent, the calculated value will be equal to 1.058.

In accordance with the index established for the current year, the average amounts of insurance pensions in Russia were:

  • by age - 13,620 rubles;
  • according to the presence of a disability group - 8,457 rubles;
  • for loss of a breadwinner - 8,596 rubles.

If we do not take into account fixed payments, then we can say that during this period the insurance part is not indexed, but rather adjusted.

The first adjustment, carried out on February 1, takes into account the magnitude of the increase in consumer prices over the past year. This recalculation is mandatory. The second largely depends on profitability and the government sets the coefficient in accordance with it. But indexation, carried out on April 1, may not be carried out according to the relevant decree.

TASS DOSSIER. On January 1, 2018, indexation of insurance pensions will take place in Russia. For non-working pensioners payments will increase by 3.7% (above the inflation rate, which will be about 3%), social pensions will increase from April 1 by 4.1%. The average annual old-age insurance pension will reach 14 thousand 75 rubles. The TASS-DOSSIER editors have prepared a certificate on the indexation of pensions in Russia.

Currently, all types of pensions paid by the Pension Fund of the Russian Federation (PFR) are indexed annually due to rising prices and average monthly wages.

History of pension indexation in the 1990s

For the first time in Russia, pensions were indexed even before the collapse of the USSR - in December 1990. Then the Supreme Council of the RSFSR, due to rising prices, increased the minimum pension from 70 to 100 rubles.

From January 1, 1992 until the pension reform of 2002, the minimum pension in Russia was increased 27 times: from 342 non-denominated rubles. up to 185.32 rub. (taking into account the 1998 denomination, payments increased 542 times). In 1992-1993, indexations were carried out in accordance with the decree of the President of the Russian Federation, laws of the Russian Federation, and resolutions of the Supreme Council of the Russian Federation. In 1994-1997, corresponding changes were made by federal laws, then decisions to increase pensions were made by the government of the Russian Federation.

The largest one-time increase occurred on November 1, 1992, when pensions were increased by 2.5 times. This was caused by a record level of inflation, which at the end of 1992 amounted to 2508.8%.

Size growth minimum pensions in the 1990s was higher than the increase in the amount of assigned (actually received) pension payments. According to Rosstat, they increased 235 times, taking into account the 1998 denomination: from 3.5 thousand non-denominated rubles in 1992 ($12.2 at the average annual rate of the Bank of Russia) to 823.4 rubles. in 2001 ($28.23).

Indexation of pensions in 2002-2009

In 2002, a large-scale pension reform was launched, which consisted of a gradual transition from a distribution system to a distribution-savings system pension provision. The pension was divided into three parts: basic (guaranteed by the state), insurance (pension contributions that are deducted from wages and guarantee payments after retirement) and funded (real money in a personal account that can be invested in securities before retirement and other assets).

Basic part labor pension as of January 1, 2002 was set at 450 rubles. (for the category of old-age pensioners and without dependents). In the period up to 2009 inclusive, it increased 15 times - up to 2 thousand 562 rubles. (5.69 times). In 2007, the base part was indexed three times, in 2008 and 2006 - once. The largest one-time increase occurred on March 1, 2003 - by 36%.

Over the same period, the insurance part of the pension was indexed 15 times - by at least 6.2% (including additional indexations), of which three times in 2007. The largest indexation amount (17.5%) was established on April 1, 2009.

From 2001 to 2010, assigned pensions increased 7.5 times from 823.4 rubles. in 2001 ($28.23) to 6 thousand 177.4 rubles. in 2010 ($203).

Indexation of pensions after 2010

In 2010, the separation of the basic and insurance parts of pensions was eliminated - they were combined into insurance part.

Since 2010, the size of the insurance part of the labor pension has been indexed 12 times (including an increase from January 1, 2018). This usually occurs from February 1st and April 1st. In 2012-2014 and 2017, the amount of the insurance pension was adjusted twice. In 2010, 2011, 2015, 2016 - once. The largest one-time indexation was carried out on February 1, 2015 - by 11.4%. Pensions will increase the least from January 1, 2018 - by 3.7%. In 2016, when indexing on February 1, the government for the first time decided not to index the pensions of working pensioners. This is due to the growing deficit of the pension fund. It was decided to replace the second indexation in 2016 with a one-time payment of 5 thousand rubles.

In 2017, pensions were increased twice. On January 19, 2017, a decree of the Russian government on indexation was signed fixed payment to the insurance pension. According to the document, from February 1 it was indexed by 5.4% - that is, to the inflation rate in 2016. The increase in pensions affected only non-working pensioners. The resolution to increase social pensions (by 1.5%) was signed on March 16. From April 1 insurance pensions increased by 0.38% (within the framework of the law, without a special resolution), and the increase was made for both non-working and working pensioners.

According to Rosstat, the average nominal size of assigned pensions in 2010-2017 increased 2.15 times in ruble equivalent: from 6 thousand 177.4 rubles. ($203) up to 13 thousand 336 rubles. ($232).

Any changes relating to pension reform or the payment of pensions to the population invariably cause heated discussion in society, and this is not surprising: today there are more than 43 million elderly people living in Russia. Everything that concerns their well-being is directly related to the state budget and the financial burden on the working population. You can find out whether pensions will be indexed in 2019 and by what percentage from this material.

What is pension indexation?

Pension indexation– increase in the amount of pension payments in accordance with the law. Produced annually to compensate older people for income losses caused by rising prices for consumer goods and services. In other words, indexation is a tool that protects pensions from depreciation. Every year, the state adds a percentage to older people that should cover the rate of inflation.

How are pensions indexed?

Indexation of pension payments involves their regular increase by a certain percentage. The recalculation of pensions is based on the pensioner’s subsistence budget in the region of his residence. This indicator, in turn, changes under the influence of inflation. Indexation is carried out in order to protect older people, because the amount of payments guaranteed to them risks depreciating over the years. To prevent this from happening, the state strives to establish a percentage of pension indexation that would cover the inflation rate.

Pension indexation in 2019

In 2019, as in 2018, the increase in pension payments was carried out in January.

  • The first to be indexed were non-working pensioners - these are elderly people who should receive pensions for old age, loss of a breadwinner or disability. The increase will be 7.05%.
  • An adjustment will be made from April 1, 2019 social payments(these are pensions for disabled people, for the loss of a breadwinner, for war veterans, as well as for those who have not accumulated the necessary length of service to receive a labor pension). The indexation rate is 2.4%.

Separately, the situation with payments to working pensioners should be highlighted. A moratorium has been imposed on the indexation of their pensions, so in the coming year they can only count on recalculation.

Also in 2019, indexation will affect. In accordance with the legislation of the Russian Federation, the recalculation of the size of military pensions is in direct correlation with the increase in the salaries of career military personnel. So, this year there was an increase in army salaries by 4% - this happened for the first time in the last 5 years, due to which the increases were increased military pensions. Reportedly, between 2018 and 2020. the increase will occur every year: 01/01/2018, 10/01/2019 and 10/01/2020 - and each time the payment amounts will be indexed by 4%.

Payments for those who continue to work after retirement did not increase, since indexation of pensions for working pensioners was suspended back in 2016. For this category of persons, only recalculation of points was provided from August 1. The surcharge is determined for each individually depending on the IPC accumulated in 2017 that was not previously taken into account. Thus, the higher the pensioner’s salary in 2017, the larger the pension will be.

Indexation of pensions in recent years

Supporting socially vulnerable segments of the population is one of the priorities of the state. Therefore, the purpose of indexation, as noted above, is to neutralize the effect of inflation by recalculating pension payments. Unfortunately, in reality, government measures do not always keep up with economic downturns. The table below shows the percentage of pension indexation for past years*.

*Source: Pension Fund Russian Federation

For example, the inflation rate in 2015 was 12%, while the size of pension payments in 2016 was adjusted by only 4%. Obviously, pensions have been and remain a sore subject. Today, older people are one of the most vulnerable categories of citizens of the Russian Federation, and ensuring their well-being places a burden on the state budget. Meanwhile, the country's leadership promises to seriously tackle increasing payments to pensioners. The news flashes information that in two years average pension in Russia can reach 15.5 thousand rubles.

What will be the indexation of pensions in 2019?

The changes will also affect the fixed part of the pension. If in 2018 it was 4982 rubles, then in 2019 it was will rise to 5334 rubles.

Indexation of pensions in 2019 for non-working pensioners

The increase will again not affect working citizens, since in 2019 the moratorium on indexation of pensions for working pensioners will not be lifted. But from August 1, they can count on another recalculation of points. The IPC will be equal to 87.24 rubles.

The indexation table shows that payments will begin to rise at a higher rate above inflation. Accelerated indexation of pensions for non-working pensioners is directly related to pension reform. The procedure for adjusting payments from 2019 to 2024 was determined by Federal Law No. 30.

According to preliminary data, in 2019 pensions will increase by an average of 1 thousand rubles. The average payment in Russia will exceed 15,000 rubles.

What indexation size is predicted for 2020?

According to the Ministry of Labor, from January 1, 2020, non-working pensioners will be able to count on an increase in insurance pensions by 6.6% . Note that this figure is significantly higher than the expected inflation rate (3,3%) . In actual figures, the average increase in the size of the insurance pension will be about 1 thousand rubles. Social pensions, in turn, are planned to be raised by 7% Happy April, 1.


01/25/2015. with additions 2019. Topic of the article:

Indexation of labor and social
pensions

Indexation coefficients
the size of the insurance part of the old-age labor pension

  • from 01/01/2019 - 1.0705
  • from 01/01/2018 - 1,037
  • from 02/01/2017 - 1,054
  • from 02/01/2016 - 1,040
  • from 02/01/2015 - 1,114
  • from 04/01/2014 - 1,017
  • from 02/01/2014 - 1,065
  • from 04/01/2013 - 1,033
  • from 02/01/2013 - 1,066
  • from 04/01/2012 - 1.0341
  • from 02/01/2012 - 1,070
  • from 02/01/2011 - 1,088
  • from 04/01/2010 - 1,063
  • from 01.08.2009 - 1,075
  • from 04/01/2009 - 1,175
  • from 04/01/2008 - 1,075
  • from 02/01/2008 - 1,120

Since 2016, an insurance pension and a fixed payment to it
working pensioners will not be indexed.

DATA REQUIRED TO CALCULATE PENSIONS

(Federal Law dated December 28, 2013 N 400-FZ) From January 1, 2015 the labor pension is being transformed into two types of pensions (insurance and funded) and a new procedure is in place for the formation of pension rights of citizens, as well as for calculating pensions in the compulsory system pension insurance- so-called "new pension formula". New pension formula the amount of the insurance pension is calculated based on individual pension coefficients, which reflect the pension rights of the insured person in relative units. In turn, individual pension coefficients (points) are calculated taking into account the amount of insurance contributions paid, duration insurance period and retirement age. The size of the old-age insurance pension is determined as the product of the individual pension coefficient and its value as of the day from which the old-age insurance pension is assigned. Since 2015, indexation of insurance pensions has been carried out through cost indexation pension point and a fixed payment to the insurance pension (analogous to the former fixed base amount of the insurance part of the old-age labor pension). In accordance with Article 16 of the Federal Law of December 28, 2013 N 400-FZ “On Insurance Pensions” (hereinafter referred to as the Law), the amount of the fixed payment to the insurance pension is subject to annual indexation from February 1 to the consumer price growth index for the past year. Every year, from April 1, the Government of the Russian Federation has the right to decide on an additional increase in the size of the fixed payment to the insurance pension, taking into account the growth in income of the Pension Fund of the Russian Federation. The indexation coefficient (additional increase) of the fixed payment amount to the insurance pension is determined by the Government of the Russian Federation.
Thus, the amount of the insurance pension is adjusted annually in the following order:
1) from February 1 in connection with the establishment of the value of the pension coefficient for the specified date based on the increase in consumer prices over the past year; 2) from April 1 in connection with the establishment of the value of the pension coefficient for the specified date.
In accordance with Part 6 of Article 35 of the Federal Law of December 28, 2013 N 400-FZ, in 2015 the cost of one pension coefficient:
1) from February 1, it increases by the consumer price growth index for 2014, the amount of which is established by the Government of the Russian Federation; 2) from April 1, it is established by the federal law on the budget of the Pension Fund of the Russian Federation for the next year and planning period based on the difference between the annual growth index of average monthly wages in the Russian Federation and the coefficient of the adjustment made to the consumer price growth index. In this case, the specified coefficient cannot exceed the growth index of budget revenues of the Pension Fund of the Russian Federation per pensioner, allocated for the payment of insurance pensions.

Cost of one pension coefficient (point)

The date from which the value of one pension coefficient increasesConsumer price growth indexSize
(in rubles)
Base
From 01/01/2024.1,055 RUB 116.63The federal law
dated 10/03/2018 No. 350-FZ
From 01/01/2023.1,056 110.55 rub.The federal law
dated 10/03/2018 No. 350-FZ
From 01/01/2022.1,059 104.69 rub.The federal law
dated 10/03/2018 No. 350-FZ
From 01/01/2021.1,063 98.86 rub.The federal law
dated 10/03/2018 No. 350-FZ
From 01/01/2020.1,066 93.00 rub.The federal law
dated 10/03/2018 No. 350-FZ
From 01/01/2019.- 87.24 rub.The federal law
dated 10/03/2018 No. 350-FZ
From 01/01/2018.- RUB 81.49The federal law
dated December 28, 2017 No. 420-FZ
From 04/01/2017.- RUB 78.58The federal law
dated December 19, 2016 No. 416-FZ
From 02/01/2017.1,054 78.28 rub.
dated January 19, 2017 N 35
From 02/01/2016.1,04 RUB 74.27The federal law
dated December 29, 2015 N 385-FZ
From 02/01/2015.1,114 RUB 71.41Decree of the Government of the Russian Federation
dated January 23, 2015 N 39
From 01/01/2015.- 64.10 rub.Part 1 of Art. 15 Federal Law
dated December 28, 2013 N 400-FZ
Amount of fixed payment to the insurance pension
The date from which the amount of the fixed payment to the insurance pension increasesIndexation coefficientSize
(in rubles)
Base
From 01/01/2024.1,055 RUB 7,131.34The federal law
dated 10/03/2018 No. 350-FZ
From 01/01/2023.1,056 RUB 6,759.56The federal law
dated 10/03/2018 No. 350-FZ
From 01/01/2022.1,059 RUB 6,401.10The federal law
dated 10/03/2018 No. 350-FZ
From 01/01/2021.1,063 RUB 6,044.48The federal law
dated 10/03/2018 No. 350-FZ
From 01/01/2020.1,066 RUB 5,686.25The federal law
dated 10/03/2018 No. 350-FZ
From 01/01/2019.1,066 RUB 5,334.19The federal law
dated 10/03/2018 No. 350-FZ
From 01/01/2018.1,037 RUB 4,982.90The federal law
dated December 28, 2017 No. 420-FZ
From 02/01/2017.1,054 RUB 4,805.11Decree of the Government of the Russian Federation
dated January 19, 2017 N 35
From 02/01/2016.1,04 RUB 4,558.93The federal law
dated December 29, 2015 N 385-FZ
From 02/01/2015.1,114 RUB 4,383.59Decree of the Government of the Russian Federation
dated January 23, 2015 N 40
From 01/01/2015.- RUB 3,935Part 1 of Art. 15 Federal Law
dated December 28, 2013 N 400-FZ

Structure of old-age labor pension

(from 01/01/2015)

New - 2015

From January 1, 2015, Russia plans to introduce a new procedure for the formation of pension rights of citizens and the appointment of an old-age labor pension.

According to representatives of the pension fund, today the size of the old-age labor pension depends primarily on the volume of insurance contributions that employers pay for an employee to the compulsory pension insurance system during their working life. At the same time, the length of insurance (work) experience has practically no effect on the size of the pension.

The equalizing principle of calculating pensions leads to the fact that pension payments citizens with a short period of insurance (work) experience are provided in approximately the same amount as citizens with a long work experience.

Therefore, representatives of the Pension Fund propose for the economically active population, that is, for those who plan to lead a long and active working life, to increase the role of length of service in the formation of pension rights and calculation of the pension amount.

What will change from January 1, 2015

1. For the first time, the concept of “annual pension coefficient” is introduced, which will evaluate each year of a citizen’s work activity. The annual pension coefficient is equal to the ratio of a person’s official salary, from which insurance contributions to the compulsory pension insurance system were paid this year, and the maximum salary from which employers legally pay insurance contributions to the compulsory pension insurance system. That is, the higher the salary, the higher the annual pension coefficient.

If the citizen’s total insurance experience (periods for which insurance premiums were paid in pension system) by the date of assignment of the labor pension will be more than 35 years old, then, according to the new rules, the labor pension will be assigned in an increased amount.

For every year length of service from 30 to 40 years for women and from 35 to 45 years for men, one additional pension coefficient is accrued. For 35 years of service for women and 40 years for men, an additional 5 pension coefficients are accrued.

2. The new rules for calculating labor pensions will include such significant periods of a person’s life as military service and maternity leave for up to three years. For these so-called “non-insurance periods” special coefficients are assigned.

3. By 2025, minimum total experience to receive an old-age labor pension will reach 15 years. It will increase annually for 10 years, starting in 2015. Women who have pension experience will be less than 15 years old, will be able to apply to the Pension Fund for a social pension upon reaching 60 years of age, men - 65 years of age. In addition, a social supplement to the pension will be made up to the subsistence level of the pensioner in the region of his residence.

4. According to the new rules, it will be beneficial to retire later. Every year the insurance pension will increase by the corresponding premium coefficients. For example, if a citizen works for three years after reaching retirement age without applying for a labor pension, then the fixed payment will be increased by 19%, and the insurance pension by 24%. And if the length of service beyond retirement age without applying for a pension is 8 years, then the fixed payment will be increased by 73%, and the insurance part by 90%.

Right to an insurance pension
depends on the year the insurance pension was assigned

YearMinimum insurance periodMinimum amount of individual pension coefficientsMaximum value of the annual individual pension coefficient
in case of refusal to form a funded pensionwhen forming a funded pension
2025 and later15 30 10 6,25
2024 15 28,2 10 6,25
2023 14 25,8 10 6,25
2022 13 23,4 10 6,25
2021 12 21 10 6,25
2020 11 18,6 9,57 9,57*
2019 10 16,2 9,13 9,13*
2018 9 13,8 8,70 8,70*
2017 8 11,4 8,26 8,26*
2016 7 09 7,83 7,83*
2015 6 6,6 7,39 7,39*
2014 5

* From 2015 to 2020 Regardless of the choice of pension provision option in the compulsory pension insurance system, all citizens have pension rights only to an insurance pension based on the entire amount of accrued insurance contributions.
In this regard, the maximum value of the annual individual pension coefficient is the same for any pension formation option.

The minimum level of pension provision, taking into account the provided social support measures and the establishment of a social supplement to pensions for non-working pensioners, will be maintained at the level of the subsistence level of a pensioner in a constituent entity of the Russian Federation. Pension of a pensioner with Moscow registration ( with additional payment from the Moscow budget):
  • Pension in 2018 – 17,500 rubles.
  • Pension in 2017 – 14,500 rubles.
  • Pension in 2010 – 10,275 rubles.
  • Pension in 2011 – 11,000 rubles.
  • Pension in 2012 – 12,000 rubles.
Anyone who has “Soviet” experience should know that the amount as of January 1, 2002, located on the insurance part will be indexed by 10% for the first year of experience. For each year worked until 1991, 1% will be added. Thus, it turns out that if, say, you worked for 10 years before the specified year, then the increase in your pension will be 20%.

Adjustment and indexation of pensions since 2015

From 01/01/2015 Federal Law No. 400-FZ of December 28, 2013 “On Insurance Pensions” came into force, according to which:

  • the concept of “fixed base size” was abolished, instead the concept of “ fixed payment to the insurance pension", which from 01/01/2015 is an independent type of payment and is indexed in the manner prescribed by Article 16 of the Federal Law of December 28, 2013 No. 400-FZ;
  • Instead of the concept “insurance part of the old-age labor pension”, “labor pension” the concept “ insurance pension" The term “indexation of labor pension” has been replaced by the concept “ adjustment insurance pension,” the procedure for which is regulated by Part 10 of Article 18 of Federal Law No. 400-FZ dated December 28, 2013.

Thus, starting from 01/01/2015, a fixed payment to the insurance pension and state pension pension are indexed, and insurance pensions - are being adjusted.

Both correction and indexing- this is an increase in the size of the payment received (pension or fixed payment to the insurance pension), the basis for which is the need to compensate pensioners for the decrease in the purchasing power of the pension due to inflationary processes occurring in the country.

  • Indexation of fixed payment

The amount of the fixed payment to the insurance pension is subject to annual indexation from 1st of February on the consumer price growth index over the past year.

Every year from April 1 The Government of the Russian Federation has the right to decide on additional increase the amount of a fixed payment to the insurance pension, taking into account the growth of income of the Pension Fund of the Russian Federation. The indexation coefficient (additional increase) of the fixed payment amount to the insurance pension is determined by the Government of the Russian Federation.

  • Adjustment of the amount of insurance pension

Insurance pension amount adjusted annually in the following order:

  1. from February 1 in connection with the establishment on the specified date based on the increase in consumer prices over the past year. At the same time, the consumer price growth index for the past year is established by the Government of the Russian Federation.
  2. Happy April, 1 in connection with the establishment value of the pension coefficient on the specified date. In this case, the cost of one pension coefficient as of April 1 is set in accordance with the formula:

SPKi = (ObSSi + TrFB) / ∑ IPK ,

Where
SPKi— the cost of one pension coefficient for the corresponding year;
ObSSi— the volume of revenue from insurance premiums for the payment of insurance pensions;
TrFB— transfers from the federal budget to the budget of the Pension Fund of the Russian Federation for the payment of insurance pensions, taken into account for the calculation of SPKi;
∑ IPC— the sum of individual pension coefficients of insurance pension recipients taken into account for the calculation of SPKi.


The cost of one pension coefficient annually from April 1 is established by the federal law on the budget of the Pension Fund of the Russian Federation for the next year and planning period. At the same time, the annual increase in the value of the pension coefficient cannot be less than the consumer price growth index over the past year.
The methodology for determining the cost of one pension coefficient is approved by the Government of the Russian Federation.

If the value of the pension coefficient established in accordance with paragraph 2 of Part 20 of Article 15 of the Federal Law of December 28, 2013 N 400-FZ “On Insurance Pensions” exceeds the value of the pension coefficient established in accordance with paragraph 1 of Part 20 of Article 15 of the said Federal According to the law, from April 1, an additional increase in the amount of the insurance pension is made by the specified difference.

Indexation coefficients for fixed payment of insurance pension
and the cost of the 1st pension coefficient

  • Indexation of pensions for state pension provision
    (including social pensions)

Pensions provided for by Federal Law No. 166-FZ of December 15, 2001 “On State Pension Provision in the Russian Federation” are indexed in the following order:

  1. pensions of federal state civil servants - with a centralized increase in the salary (monetary remuneration) of federal state civil servants, taking into account the provisions provided for in Articles 14 and 21 of Federal Law No. 166-FZ of December 15, 2001, in the manner established by the Government of the Russian Federation.
  2. pensions of military personnel and members of their families (except for pensions of military personnel undergoing military service upon conscription, and members of their families) - in the manner prescribed by the Law of the Russian Federation “On pension provision for persons who served in military service, service in internal affairs bodies, the State Fire Service, institutions and bodies of the penal system, and their families”;
  3. social pensions - annually from April 1, taking into account the growth rate of the cost of living of a pensioner in the Russian Federation over the past year. The indexation coefficient of social pensions is determined by the Government of the Russian Federation;
  4. pensions of military personnel who served in conscription and pensions of their family members, pensions of participants in the Great Patriotic War, pensions of citizens awarded the sign “Resident of besieged Leningrad”, pensions of citizens affected by radiation or man-made disasters, and pensions of their family members, pensions citizens from among the flight test personnel - when indexing the size of social pensions;
  5. pensions of citizens from among the cosmonauts and members of their families - in case of an increase in wages received in accordance with the Regulations on material support cosmonauts in the Russian Federation, approved by the Government of the Russian Federation, based on the amount of increased wages from the date from which the increase in said wages occurred. If there was no increase in wages during the calendar year (from January 1 to December 31), pensions of citizens from among the cosmonauts and members of their families are recalculated from January 1 of the following year in an amount equal to the total amount of indexation (change) in the amount of the social pension , provided for by subparagraph 1 of paragraph 1 of Article 18 of Federal Law No. 166-FZ of December 15, 2001, produced (produced) in the past year, in the manner established by the Government of the Russian Federation.

For reference:

Indexation coefficients for the insurance part of the labor pension,
from January 1, 2010 to December 31, 2014:

date Social pension Insurance part
labor pension
(including
fixed
base size)
Calculated
pension
capital
Normative act
04/01/2014 1,171 1,017 1,083
dated March 22, 2014 No. 220,
dated March 28, 2014 No. 240, No. 241
02/01/2014 1,065 Decree of the Government of the Russian Federation
dated January 23, 2014 No. 46
04/01/2013 1,0181 1,033 1,101 Decrees of the Government of the Russian Federation
dated March 27, 2013 No. 263, No. 264,
dated March 29, 2013 No. 281
02/01/2013 1,066 Decrees of the Government of the Russian Federation
dated January 23, 2013 No. 26
04/01/2012 1,141 1,0341 1,1065 Decrees of the Government of the Russian Federation
dated March 27, 2012 No. 236, No. 237, No. 238
02/01/2012 1,07 Decree of the Government of the Russian Federation
dated January 25, 2012 No. 4
04/01/2011 1,1027 1,088 Decrees of the Government of the Russian Federation
dated 31.03.2011 No. 224,
dated 04/07/2011 No. 255
02/01/2011 1,088 Decree of the Government of the Russian Federation
dated January 26, 2011 No. 21
07/01/2010 1,0341 Decree of the Government of the Russian Federation
dated June 21, 2010 No. 457
04/01/2010 1,088 1,063 1,1427 Decrees of the Government of the Russian Federation
dated March 18, 2010 No. 169, No. 167, No. 168

Indexation coefficients of the basic, insurance part of the labor pension,
estimated pension capital, social pension
from January 1, 2002 to December 31, 2009

date Basic part
labor pension,
social pension
Insurance part
labor pension
Calculated
pension
capital
Normative act
01.12.2009 2562 rub. (1.313846) Federal Law of the Russian Federation
dated April 28, 2009 No. 72-FZ
08/01/2009 1,075 Decree of the Government of the Russian Federation
dated July 23, 2009 No. 611
04/01/2009 1,175 1,269 Decrees of the Government of the Russian Federation
dated March 21, 2009 No. 247, No. 248
03/01/2009 1950 rub. (1.0869565) Federal Law of the Russian Federation
dated December 22, 2008 No. 269-FZ
08/01/2008 1794 rub. (1.15) 1,08 Federal Law of the Russian Federation
dated 01.11.2007 No. 244-FZ,

Decree of the Government of the Russian Federation
dated July 21, 2008 No. 548

04/01/2008 1,075 1,204 Decrees of the Government of the Russian Federation
dated March 25, 2008 No. 204, No. 20
02/01/2008 1,12 Decree of the Government of the Russian Federation
dated January 25, 2008 No. 25
01.12.2007 1560 rub. (1.2381) Federal Law of the Russian Federation
dated 01.11.2007 No. 244-FZ
01.10.2007 1260 rub. (1.13236034) Federal Law of the Russian Federation
dated September 24, 2007 No. 223-FZ
04/01/2007 1,075 1,092 1,16 Decrees of the Government of the Russian Federation
dated March 27, 2007 No. 181, No. 183
08/01/2006 1,062 Decree of the Government of the Russian Federation
dated July 28, 2006 No. 466
04/01/2006 1,085 1,063 1,127 Decrees of the Government of the Russian Federation
dated March 24, 2006 No. 165, No. 166
08/01/2005 1,06 1.06 and 1.048 1,114 Decrees of the Government of the Russian Federation
dated July 11, 2005 No. 419, No. 417
03/01/2005 900 rub. (1.36363636) Federal Law of the Russian Federation
dated February 14, 2005 No. 3-FZ
08/01/2004 660 rub. (1.06280193) 1,0628 Decree of the Government of the Russian Federation
dated July 21, 2004 No. 363
04/01/2004 621 rub. (1.0384268) 1,09 1,177 Decrees of the Government of the Russian Federation
dated March 15, 2004 No. 142, No. 141
08/01/2003 1,08 1,08 Decree of the Government of the Russian Federation
dated July 16, 2003 No. 428
04/01/2003 1,126 1,307 Decree of the Government of the Russian Federation
dated March 13, 2003 No. 152>
02/01/2003 1,06 Decree of the Government of the Russian Federation
dated January 24, 2003 No. 47
08/01/2002 1,09 1,09 Decree of the Government of the Russian Federation
dated July 18, 2002 No. 535
02/01/2002 1,065 1,065 Decree of the Government of the Russian Federation
dated January 24, 2002 No. 42

So, what is pension indexation? This concept means a periodic increase in the size of social benefits in accordance with the consumer price index for certain goods. Not only pensions are subject to recalculation, but also minimum wages, scholarships, etc.

How often are such events held?

There is a corresponding law on the indexation of pensions and other incomes of the population. According to him this procedure is a mechanism for increasing them, allowing, to one degree or another, to offset the cost of key consumer goods and services. Payments of this nature are increased from the first day of the month following the one in which the latest index of the cost of basic products was officially published. For example, if this happened in April, pension indexation will occur from the first of June.

It should be added that there is no single date and system for regular increases in social payments. Therefore, interested parties often turn to specialized structures with the question of whether pensions will be indexed after the next rise in price of the consumer basket. Although in some cases the authorities declare a certain number when payments will be increased to a certain level.

Pension provision in our country

In Russia, pensions are divided into two categories depending on the source of income:

  • labor;
  • for government purposes.

The key source in the first case is funds from compulsory insurance, and in the second - the federal budget.

There are also other types of pensions that are established at the level of the constituent entities of the Federation and are paid from their budgets. In addition, a person can receive non-state payments, which are financed through voluntary insurance, organized by large commercial structures.

Their sizes are periodically revised due to rising costs of basic goods and services.

What income is taken into account?

What is pension indexation in terms of what exactly is eligible for increase? With it, the dimensions are revised:

  • payments including allowances;
  • additional funds;
  • additional payments to social assistance.

The revision of the amount of social benefits is influenced by previous increases, the date of the decision, as well as the status of the citizen receiving them. Thus, the indexation of pensions for working pensioners will not be the same as for persons who receive it on the basis of disability, military ID and other parameters. We will return to this issue a little later in more detail. Below we will look at what pension indexation is in terms of volume.

The next increase in payments

According to the relevant ministry, pensions in Russia have been increasing by four percent since April 2016. The government also reported that other social benefits are expected to increase. In particular, here we are talking about payments assigned in the presence of disability, loss of a breadwinner or old age. Indexation of military pensions and other types of pensions is predicted. An increase in the level of payments also depends on the disability group and other circumstances.

Thus, from April 1, the average pension in the country will be equal to 8,562 rubles, and its increase will be about 250 rubles. Disabled children will receive approximately 450 rubles more, families who have lost their breadwinner – by 367, respectively. Participants of the Great Patriotic War will not stand aside either. Their pension will increase by an average of 1 thousand. But what should others expect? Will there be indexation of pensions for working pensioners or other categories? Let's find out more.

Features of recalculations – 2016

What is pension indexation in practice? The current increase in social benefits has its own nuances. Thus, since February, the insurance part was indexed by 4 percent; before that, the pension was recalculated according to actual inflation. All this applies to those citizens who have previously received a pension.

Depending on the financial results of the year, a decision may be made on additional increases.

But indexation of pensions for working pensioners is not provided for in 2016, which is likely to greatly disappoint them. It is also worth noting that the funded part of payments this year for citizens younger than 1967 will again be frozen.

Many are also interested in the indexation of military pensions, so it will be four percent, provided that the citizen applying for them does not work. If he still has a legal source of income, then he will not receive a recalculation. However, like other working pensioners.

Budget expenditures on social security

Many Taken measures cannot be called popular, but the government explains this by the need for savings, which, in their opinion, will amount to about 1 trillion rubles.

Of these, 560 billion will be withheld from the indexation of new pensions, and 340 will be frozen as the funded part of payments. And the savings from increasing social payments for working citizens will amount to as much as 100 billion rubles.

Along with all this, the issue of a possible increase in the retirement age will also be discussed by members of the government and the relevant ministry.

Pension freeze

The Pension Fund of the Russian Federation decided to freeze savings this year. However, this is not the first time such a measure has been practiced. In 2014, through a similar decision, the budget saved as much as 244 billion rubles. And if it had not been adopted, we would have had to cover the lack of necessary funds in the Pension Fund. And last year, freezing social payments saved more than 300 billion.

It so happens that now such a measure is again relevant. Some representatives of the structure raised the issue of abolishing the funded part of the pension, but there are no official statements on this matter yet. According to forecasts by representatives of the Ministry of Finance, in 2016, savings on this expense item will amount to about 342 billion rubles.

It must be recalled that according to existing Russian legislation, every employer is obliged to transfer 22 percent of his salary to the Pension Fund for each employee. The funds received are divided in two, 16 percent goes to the insurance part of future social payments, and the rest goes to the funded part, respectively.

It is quite natural that many cannot understand where their savings will now go and whether the Pension Fund will save them at all. And the authorities recommend this part social security citizens can contribute on their own, thus it is expected that upon reaching a certain age they will be able to receive more payments from the state.

So, we explained what pension indexation is and on what principle it is carried out. You also found out what interested citizens can expect this year and how social payments are calculated.